Whatever your age, we can help stabilize your financial picture and start you on a solid course to managing your future. Put our 30+ years of financial planning experience to work for you.
11670 Fountains Drive
Suite 200
Maple Grove, MN 55369
763-783-0099
8:30 a.m. - 4:30 p.m.
8:30 a.m. - 12:00 p.m.
Closed
Annuity Check-Up is a service offered by Zigler & Associates that reviews existing annuity contracts. The program is specifically designed to help pre-retirees and retirees obtain a better understanding of the contracts they already own. Annuity Check-Up provides a detailed profile of contract structure and features as well as advice on how to potentially improve the utilization of contract benefits.
Annuity Check-Up is a detailed report that includes an explanation of how your annuity contract works, how interest is credited, the fees and expenses of your annuity contract, the base features of the contract, what features you may be paying an additional fee for, and any surrender penalties for taking excess withdrawals.
No! While we cannot give you specific recommendations without knowing about your specific situation, goals, and needs, there is no need to purchase a new or additional annuity contract.
[For Learn More Page?]
For many clients, the best solution for them is the annuity they are already in. For some clients, an annuity doesn’t align with their goals and needs and they may be better off utilizing different investment products. Occasionally, an annuity may be the most suitable product for a client’s situation and there is a different contract that will suit that client’s individual needs better. Regardless of what the Annuity Check-Up report says, you can feel confident in receiving an unbiased second opinion on your situation.
Explanation on fee-based advice.
Who pays advisor determines who the advisor works for.
We commonly see clients who purchased an annuity from an insurance agent or registered representative and for a variety of reasons are no longer in contact with their sales rep or want to work with another advisor but don’t think they are able to because they purchased their annuity product elsewhere. Don’t worry, insurance companies allow the client to choose who is their servicing agent on their annuity contracts! Servicing agents receive copies of your statements and correspondence from the insurance company and are able to speak to the insurance company on your behalf to get answers to questions or help you with service issues such getting automatic distributions to your checking account setup, ensuring you are compliant with IRS RMD requirements, etc. Changing your servicing agent is as quick and easy as signing a one-page form!
